All Credit Cards

* APR = Annual Percentage Rate. Rates subject to change. Rates accurate as of 10/1/2025. Offer available on new Cash Rewards Visa® or Simply Visa® accounts only. Existing accounts are not eligible. Travel Rewards+ Visa® accounts are not eligible. If you qualify, all purchases and balance transfers posted to your account during the first 365 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. At day 366, the APR for any remaining promotional balances will increase to the standard APR for purchases and balance transfers, and all subsequent purchases and balance transfers will receive the standard APR for purchases and balance transfers. Balance Transfers may not be used to pay off or pay down any amount you owe to the Credit Union. There is a transaction fee of 3% of the amount of each balance transfer during the first 12 months. All existing payment terms apply.

The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 11.65% and 20.65% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The maximum APR is 33.00%. (US)

The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 11.65% and 18.00% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The maximum APR is 18.00%. (PR) 

¹ You will automatically earn 2.0% cash back on qualifying net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.

²You will automatically earn 1.5% cash back on qualifying net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.

³Offer only available on new accounts. You will receive $200 cash bonus after making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing to receive the cash bonus. After qualifying, the cash bonus will post to your rebate balance within one billing cycle.

⁴Earn 5 points per dollar (“5X points”) on all net qualifying Airline (“Flights”) purchase transactions (purchases less credits, returns and adjustments). BCU will determine which transactions are considered Airlines. You will earn 5X points until you spend $5,000 in Flights each calendar year, every dollar after that threshold will earn 1.5 points per dollar in accordance with the Base Earn.

⁵Earn 4 points per dollar (“4X points”) on all net qualifying Hotels, Motels, and Auto Rentals (“Hotels and Rentals”) purchase transactions (purchases less credits, returns and adjustments). BCU will determine which transactions are considered Hotels, Motels, and Auto Rentals. You will earn 4X points until you spend $5,000 in Hotels, Motels, and Auto Rentals each calendar year, every dollar after that threshold will earn 1.5 points per dollar in accordance with the Base Earn.

⁶Earn 3 points per dollar (“3X points”) on all net qualifying Dining and Restaurants (“Dining”) purchase transactions (purchases less credits, returns and adjustments). BCU will determine which transactions are considered Dining and Restaurants. You will earn 3X points until you spend $5,000 in Dining and Restaurants each calendar year, every dollar after that threshold will earn 1.5 points per dollar in accordance with the Base Earn.

⁷Earn 1.5 points per dollar (“1.5X points”) on all net qualifying purchase transactions (purchases less credits, returns and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.

⁸Points will not expire as long as the account is open and in good standing.

⁹You are eligible to receive one (1) statement credit of up to $85 for TSA PreCheck® or $120 for Global Entry fees every four (4) years if all required criteria are met. These criteria are as follows: The TSA PreCheck® or Global Entry fees must be posted to your Travel Rewards+ Visa® Signature account, and your account must be open and in good standing (i.e., not cancelled or terminated, not delinquent, over limit, or otherwise not available to use for charges) up until the statement credit posts to your account. Your statement credit will be posted to your account six to eight (6-8) weeks after either the Global Entry or TSA PreCheck® program application fee transaction is charged to your credit card account.

¹⁰Offer only available on new accounts. You will receive 50,000 CURewards bonus points upon making purchases totaling at least $4,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of your account open date. Account must be in good standing to receive the bonus points. After qualifying, please allow 6-8 weeks for the rewards to post to your rewards balance.

¹¹Each calendar year (January 1st through December 31st) you will receive 20,000 bonus points after making $50,000 in net purchases (purchases less any credits, returns, and adjustments) within the year (January 1st through December 31st) to your credit card. After qualifying, the 20,000 bonus points will automatically be deposited to your CURewards® balance within one credit card billing cycle.

¹²50,000 point Welcome Bonus equates to a $500 value. 20,000 point Usage Bonus equates to a $200 value. TSA PreCheck/Global Entry Reimbursement is $120 of value.